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Free guides for your business

Clear, practical guides written by a qualified accountant, updated for the 28 October 2026 Budget. Pick the one you need, tell me where to send it, and you'll go straight to the download.

New

Which accounting software is right for you?

Xero, QuickBooks, Sage, FreeAgent and Zoho Books compared, with November 2026 prices, e-invoicing and who controls your data.

4 pages · PDF
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New

Mileage or actual costs?

A worked example with 20,000 business miles and a £10,000 van. Van or pickup, the new 35p rate, and the traps nobody mentions.

5 pages · PDF
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New

Sole trader or limited company?

The 2027/28 tax comparison at every profit level, plus Child Benefit, mortgages, benefits in kind and the director's loan trap.

5 pages · PDF
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Who holds the keys?

Every login your business runs on, and who controls it. A login map, a simple model, and checklists for joiners, leavers and lockouts.

13 pages · PDF
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Who holds the keys? Practice edition

Setting up HMRC agent logins under multi-factor authentication, so no personal phones are involved and the firm stays in control.

13 pages · PDF
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